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The benefits of getting a pre-approval

By obtaining a pre-approval, you can speed up the process of securing a mortgage loan drastically. When you get pre-approved for a loan, you will generally have a lender review your income and credit information in advance and then they will provide a scribed statement that denotes how much you would be eligible to borrow.

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Boosted credibility with the seller

It is very important for a seller to consider a buyer who buying a home to be affordable and that that buyer is quite sure about his purchase.

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  • Boosted credibility with the seller

    It is very important for a seller to consider a buyer who buying a home to be affordable and that that buyer is quite sure about his purchase.

  • Greater flexibility for taking action

    With your finances already evaluated during pre-approval, you can take immediate action when you find the home you want to purchase.

  • An advantage over other buyers

    If you are up against other prospective home buyers who have not been pre-qualified for a loan, then your pre-approval may just what you need to gain the upper hand.


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Why You Should Choose
AKAL Mortgages Inc.



  • When we say YES! We stand behind our promise
  • Mortgage solutions based on your needs and qualifications
  • Fast approvals and quick closings
  • Save time and money
  • Lower mortgage rates due to lender discounts and promotions
  • Licensed, knowledgeable and experienced
  • Protect your credit score


  • The Most Important: Dedication to our agents!
  • Bootcamp-3-days: Learn Lead Generation, Products and Underwriting
  • Training: Weekly training and industry updates, One on one support
  • Mentoring: Specialize in Residential, Business and Commercial
  • Lead Generation: Proven successful campaigns to generate leads
  • Personal website; mobile Apps; online virtual meetings, e-signatures
  • Lenders: VIP access to more lenders and top tier compensation
  • Professional office (at no cost to you): Meet your clients at the office

Frequently Asked Questions

    • Does a pre-approval guarantee a mortgage loan?

      The pre-approval amount is the maximum you may get. It does not guarantee that you'll get a mortgage loan for that amount. The approved mortgage amount will depend on the value of your home and the amount of your down payment. It may be a good idea to also look at properties in a lower price range so that you don’t stretch your budget to its limit.

    • What can I do using a pre-approval?

      With a pre-approval, you can:

      Know the maximum amount of a mortgage you could qualify for.

      Estimate your mortgage payments.

      Lock in an interest rate for 60 to 120 days, depending on the lender.

    • Why should I get a pre-approved mortgage?

      There are several benefits to getting a Pre-Approval before you start searching for your next home.

      Your mortgage will be secured for 120 days. Even if rates go up, yours won’t.

      Pre-approval will make you look like a more serious buyer, helping you find a good realtor and can give you negotiating power with the home seller.

      A mortgage pre-approval will make the final closing faster since you already have most of the work completed.


We Serve Our Clients
Best Of Capacity

  • Jas Bath

    The experience with AKAL Mortgages Inc. is great!!! I recently got approved for a business loan thought them and the agent that helped me with the process was outstanding. I am impressed with the convenience and very helpful service. I hear their agents on the radio all the time making consumer aware of the options available about mortgages and loans. And, they way they do, touch my heart. So honest and ethical.

  • Oli Rubion

    My wife and I visited AKAL mortgages Inc. due to their reputation in the market. We were attended in a timely fashion to discuss our mortgage and line of credit needs. We are so glad that we were provided with great options and solutions to choose from. We are very happy and satisfied from the services provided by AKAL mortgages Inc. We definitely recommend their services to our family and friends.

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