By getting a bad Credit Loan, you will be able to deal with debts and high payments each month by consolidating them all into one payment. Your debt will then be all together in one lower payment.
Getting this type of loan will help you with having more of a cash flow. The loan lowers your payment so you have more money for the everyday things you need.
A Bad Credit Mortgage will allow your credit score to rise after you start making payments. The more time goes on, and the more payments you make, the better your score will become. You will be able to get better terms later on, saving thousands of dollars in interest.