We understand that the mortgage process can be a little intimidating at times, so working hard to establish a good line of communication between you and your broker is something that we’ve put as one of our a top priorities. We help many potential home and property buyers acquire various mortgage types, lines of credit, clearing up unwanted debt and even purchasing investment properties.
We want every client to walk away from our office or hang up the telephone feeling like they were assisted adequately and most of all, we want you to be confident about your decisions. We’ve created this article to help you learn more about what you can expect from us and how you can be more proactive in the application process with us.
Let’s look at some of the things that you can do as the applicant to make sure the application process runs smoothly.
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It really is vital to the process, that all of your information is ALWAYS up-to-date and accurate. Having proper identification on you at all times, makes it easily accessible in case we need copies for your file.
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Speaking to our brokers clearly and concisely about what you need helps them to understand you without making any mistakes.
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Being able to provide all financial documentation required, upon request is also very helpful to our team. Your honesty with respect to prior debts and any outstanding debts that you may have will allow us to provide you with a proper assessment of your specific situation, saving a lot of on time because then we know what to expect and can properly and accurately advise you.
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Be sure to attend any/all appointments with your broker. These appointments are made to help you acquire your hopes and dreams of owning a home. In the event that you cannot make it, be sure to provide at least a 24 hours notice to the broker. This way we can book another appointment with someone that may be on a cancellation list.
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Try the pre-approval process once you are sure that you have followed all of the guidelines above because they have certain benefits to you as well.
Although we’re here to work for you, we simply cannot do it without you. Securing a mortgage quickly can depend on how proactive you are in assisting your broker to collect or gather all of the information they need.
If you have further questions or want to seek out some more information on the pre-approval process at Akal Mortgages, we’d love to help.
When we say Yes! We stand behind our promise.